Engagement
AML & Customer Due Diligence Spot Check
A focused sampling engagement on onboarding files, ongoing monitoring alerts, and escalation records for fintech customer populations.
Who this is for
Compliance officers who need an independent look at CDD quality before an inspection or after a product launch.
What you receive
Sample results table, pattern notes (not individual customer names in shared decks), and practical coaching points for reviewers.
Scope
AML and CDD spot checks are deliberately sample-based. We do not re-underwrite every customer. Instead we test whether your published standards are applied evenly, whether alerts die in queues, and whether escalation notes would stand up to a sceptical reader.
Included
- Agreed sample of onboarding and monitoring cases
- Findings by theme (ID quality, source-of-funds depth, alert disposition)
- Short coaching session for CDD reviewers
Not included
- Filing suspicious transaction reports on your behalf
- Full programme redesign
How we work
Sample design
Stratify by product, channel, and risk band.
File review
Test cases against your CDD standards and escalation rules.
Theme synthesis
Group issues so training can focus on patterns.
Coaching
Walk reviewers through examples with identifiers removed.