Engagement

Payment Flow & Reconciliation Assessment

Trace funds and exceptions across your payment rails and ledgers to find breaks in reconciliation, cut-off handling, and exception escalation.

Calculator and financial worksheets on a wooden desk

Who this is for

Operations and finance leads at wallets, remittance firms, and payment facilitators with growing volume or new corridors.

What you receive

A flow diagram annotated with control points, break examples from your sample period, and remediation suggestions ranked by cash and customer impact.

Scope

Payment flow assessments stay close to the money. We sit with operations through a sample week, follow exceptions, and note where cut-offs, suspense accounts, or partner reports leave unexplained balances.

The output is useful for both audit committees and ops managers — not a theoretical control catalogue.

Included

  • End-to-end flow mapping for agreed corridors
  • Sampled break analysis for a defined period
  • Recommendations for cut-off and escalation hygiene

Not included

  • Accounting restatement or ledger rebuild
  • Vendor contract negotiation

How we work

1

Corridor select

Agree which payment paths and periods fall in scope.

2

Trace

Follow sample payments from initiation through settlement.

3

Break review

Classify open items and ageing patterns with your ops lead.

4

Report

Deliver annotated flows and a practical fix list.

Duration

3–5 weeks.

Delivery

Remote plus optional floor walkthroughs with ops teams.

Pricing basis

Day-rate or scoped quote; starting ranges on Fees.

Next step

Share a high-level payment architecture sketch and a recent reconciliation pack.